Indexed Universal Life Secure Your Tax-Free Retirement Today
Learn how Indexed Universal Life Insurance (IUL) can capture market growth while providing protection from market losses. This unique wealth-accumulation vehicle provides policy owners with the opportunity to enjoy a happy, healthy, tax-advantaged retirement.
See If You QualifyA multifaceted financial tool.
This powerful and dynamic financial tool allows you to grow cash value to capture upside market potential while guaranteeing protection from downside market risk and loss. Through a built-in life insurance component, IUL also adds an important layer of financial security against the "what if" moments in life.
IUL works to harness the power of compound interest, generating non-taxable cash value within the policy over the years.
The cash value that accumulates within your IUL creates a tax-advantaged way to generate a guaranteed stream of income during retirement.
While your cash value grows, Living Benefits provide access to your policy’s death benefit throughout your lifetime in case of a chronic, critical or terminal illness.
Watch this short animation to learn more about what an IUL might look like for you!
Cash Value Accumulation
Downside Protection
Tax-Free Retirement Income
Permanent Life Insurance Protection
Plan boldly. Live fully.
An IUL designed for tax-free retirement offers tax advantages, market-linked growth potential, and the flexibility you need to build a financially secure retirement.
Start planning for the retirement you deserve and enjoy the peace of mind that comes with tax-free income for yourself and permanent protection for the ones you love most.
Tax-Free Retirement with IUL is a smart and strategic approach to building your retirement nest egg. By leveraging the unique features of an IUL insurance policy, you can enjoy a tax-efficient retirement income while simultaneously protecting the financial future of your loved ones.
Flexibility and Control
No Contribution Limits
Expert Guidance Every Step of the Way
Unique Tax Advantages = Tax-Free Access
One of the most compelling advantages of Tax-Free Retirement with IUL is the ability to generate a tax-free income stream during your retirement years. As you contribute to your policy, the cash value grows on a tax-deferred basis. When it's time to withdraw funds, you can access them without incurring any tax liabilities, allowing you to maximize your retirement income and keep more of your hard-earned money in your pocket.
The Power of Zero
Tax-Free Retirement with IUL provides you with the opportunity to participate in market-linked growth. The cash value of your policy is tied to market indices, allowing it to grow over time. An indexing strategy allows the safety of a 0% floor, meaning that the worst your cash value can be credited in any period is 0%. With the indexed strategy, you never lose a dime of your accumulated cash value due to a downturn in the market. This means that as the market performs well, your retirement savings have the potential to increase. Conversely, if the market performs poorly, your retirement savings are protected from losses.
Protection for Your Loved Ones
Beyond the tax advantages, IUL ensures that your loved ones are protected with a death benefit. In the unfortunate event of your passing, your beneficiaries will receive a large tax-free lump sum payout, helping provide financial stability during a difficult time. Our IUL policies also come with free Living Benefits features, which would allow you access to your policy’s death benefit while you’re still alive should you suffer a serious illness or injury during your lifetime.